“D’s get degrees too” my friend tells me as I complain about my upcoming test. I recently decided to go back to college and finish my degree after way too many years. As bad as that sounds, it is absolutely true and it is a comfort after a particularly tough test.
Not everything in life goes that way, but did you know buying a house does?
In August of this year, researchers calculated the national AVERAGE Fico score. It came in at 695. Most lenders can qualify at a 620 which means even if you are below average at making payments on time or paying more than your minimum payment, chances are you can qualify to buy a house. So not only do “D’s get degrees” but “D’s get houses” too!
One of my favorite websites to check my credit is CreditKarma.com. It will give you a ballpark but don’t be discouraged if it is lower than anticipated. Your best choice always is to talk to a lender to get an accurate score. You have nothing to loose and so much to gain!
